Dealer Services Ops - Prcsng - Indirect Loan Processor I (Remote in CA only)

<p><span style="font-family: arial, helvetica, sans-serif;"><strong><span style="color: #000000; font-size: medium; white-space: normal;">Job Title: </span></strong><span style="color: #000000; font-size: medium; white-space: normal; float: none; display: inline;">Indirect Loan Processor I</span></span><br style="color: #000000; font-family: 'Times New Roman'; font-size: medium; white-space: normal;"><span style="font-family: arial, helvetica, sans-serif;"><span style="color: #000000; font-size: medium; white-space: normal;"><strong>Status: </strong></span><span style="color: #000000; font-size: medium; white-space: normal; float: none; display: inline;">Non-exempt</span></span><br style="color: #000000; font-family: 'Times New Roman'; font-size: medium; white-space: normal;"><strong><span style="font-family: arial, helvetica, sans-serif;"><span style="color: #000000; font-size: medium; white-space: normal;">Reports to: </span></span></strong><span style="font-family: arial, helvetica, sans-serif;"><span style="color: #000000; font-size: medium; white-space: normal;">Supervisor - Dealer Services Processing</span></span><br style="color: #000000; font-family: 'Times New Roman'; font-size: medium; white-space: normal;"><strong><span style="font-family: arial, helvetica, sans-serif;"><span style="color: #000000; font-size: medium; white-space: normal;">Department: </span></span></strong><span style="font-family: arial, helvetica, sans-serif;"><span style="color: #000000; font-size: medium; white-space: normal;">Dealer Services Ops - Processing</span></span><br style="color: #000000; font-family: 'Times New Roman'; font-size: medium; white-space: normal;"><span style="font-family: arial, helvetica, sans-serif;"><strong style="color: #000000; font-size: medium; white-space: normal;">Job Code:</strong><span style="color: #000000; font-size: medium; white-space: normal; float: none; display: inline;"> 11222</span></span><br style="color: #000000; font-family: 'Times New Roman'; font-size: medium; white-space: normal;"><span style="font-family: arial, helvetica, sans-serif;"><strong style="color: #000000; font-size: medium; white-space: normal;">Pay Range: </strong><span style="color: #000000; font-size: medium; white-space: normal;">$21.00 - $23.00 Hourly </span></span><br style="color: #000000; font-family: 'Times New Roman'; font-size: medium; white-space: normal;"><span style="font-family: arial, helvetica, sans-serif;"><strong style="color: #000000; font-size: medium; white-space: normal;">Location: </strong><span style="color: #000000; font-size: medium; white-space: normal;">Remote in CA only</span></span><br style="color: #000000; font-family: 'Times New Roman'; font-size: medium; white-space: normal;"><br style="color: #000000; font-family: 'Times New Roman'; font-size: medium; white-space: normal;"><strong><span style="font-family: arial, helvetica, sans-serif;"><span style="color: #000000; font-size: medium; white-space: normal;"><span style="text-decoration-line: underline;">WHO WE ARE:</span></span></span></strong><br style="color: #000000; font-family: 'Times New Roman'; font-size: medium; white-space: normal;"><span style="color: #000000; font-family: arial, helvetica, sans-serif; font-size: medium; white-space: normal; float: none; display: inline;">Golden 1 Credit Union is among the top credit unions in the country. As a member-owned, not-for-profit cooperative, Golden 1 is guided by the credit union philosophy of “people helping people.” We are committed to empowering our members and uplifting our communities as we create a more equitable and financially inclusive California. We welcome all who embrace our Core Values.</span><br style="color: #000000; font-family: 'Times New Roman'; font-size: medium; white-space: normal;"><br style="color: #000000; font-family: 'Times New Roman'; font-size: medium; white-space: normal;"><strong><span style="font-family: arial, helvetica, sans-serif;"><span style="color: #000000; font-size: medium; white-space: normal;"><span style="text-decoration-line: underline;">WHO YOU ARE:</span></span></span></strong><br style="color: #000000; font-family: 'Times New Roman'; font-size: medium; white-space: normal;"><span style="color: #000000; font-family: arial, helvetica, sans-serif; font-size: medium; white-space: normal; float: none; display: inline;">You balance speed and accuracy while managing multiple loan applications and time-sensitive funding requirements in a high-volume environment. You are a dependable contributor who uses sound judgment to interpret information, support loan fulfillment activities, and provide clear guidance to dealers, members, and internal teams. You contribute to team success by communicating effectively, supporting workflow coordination, and identifying opportunities to improve processes and reduce errors.</span><br style="color: #000000; font-family: 'Times New Roman'; font-size: medium; white-space: normal;"><br style="color: #000000; font-family: 'Times New Roman'; font-size: medium; white-space: normal;"><strong><span style="font-family: arial, helvetica, sans-serif;"><span style="color: #000000; font-size: medium; white-space: normal;"><span style="text-decoration-line: underline;">WHAT YOU'LL DO:</span></span></span></strong></p> <ul style="color: #000000; font-family: 'Times New Roman'; font-size: medium; white-space: normal;"> <li style="font-family: arial, helvetica, sans-serif;"><span style="font-family: arial, helvetica, sans-serif;">Maintain a working and up-to-date understanding of applicable state and federal laws/regulations and internal requirements (including BSA/AML, CIP/OFAC, and related compliance obligations) and apply them consistently throughout the loan fulfillment and funding process.</span></li> <li style="font-family: arial, helvetica, sans-serif;"><span style="font-family: arial, helvetica, sans-serif;">Manage a high volume of loan-related communications (inbound/outbound calls, emails, and internal messages) while progressing multiple applications in parallel; triage time-sensitive funding items, set expectations with partners, document actions taken, and meet service level and turnaround-time requirements.</span></li> <li style="font-family: arial, helvetica, sans-serif;"><span style="font-family: arial, helvetica, sans-serif;">Accountable for meeting established quality assurance standards and performance metrics by completing work accurately the first time, following required checklists/controls, meeting productivity and timeliness targets, and promptly correcting errors or rework trends identified through quality reviews or audits.</span></li> <li style="font-family: arial, helvetica, sans-serif;"><span style="font-family: arial, helvetica, sans-serif;">Identify root causes of member or operational issues, recommend practical solutions, and contribute to continuous improvement efforts (job aids, knowledge sharing, and workflow enhancements) to improve team performance and consistency.</span></li> <li style="font-family: arial, helvetica, sans-serif;"><span style="font-family: arial, helvetica, sans-serif;">Deliver consistent, high-quality service to dealers, members, and internal partners by actively listening, confirming needs, explaining next steps in plain language, setting realistic timelines, and following through on commitments. Support escalations and time-sensitive funding issues by using appropriate urgency, keeping stakeholders informed, and documenting outcomes.</span></li> <li style="font-family: arial, helvetica, sans-serif;"><span style="font-family: arial, helvetica, sans-serif;">Review and analyze application data and supporting documentation to ensure consistency and completeness (e.g., applicant information, stipulations/conditions, collateral details, insurance/registration requirements as applicable); perform required research and validations; complete required system updates with strong attention to audit readiness and record retention standards.</span></li> <li style="font-family: arial, helvetica, sans-serif;"><span style="font-family: arial, helvetica, sans-serif;">Obtain, validate, and track required Department of Motor Vehicles (DMV) documentation, when needed, to ensure lien perfection and proper recording of the credit union’s interest in collateral.</span></li> <li style="font-family: arial, helvetica, sans-serif;"><span style="font-family: arial, helvetica, sans-serif;">Partner with peers and cross-functional teams (e.g., branches, Member Service, Vehicle Services, and back-office areas) to resolve exceptions, clear conditions, and complete required steps to move loans efficiently to funding.</span></li> <li style="font-family: arial, helvetica, sans-serif;"><span style="font-family: arial, helvetica, sans-serif;">Perform post-preparation quality control by auditing executed loan documents and operational reports to verify signatures, dates, required disclosures, document indexing/filing, and procedural compliance. Identify and resolve discrepancies within authority, initiate corrections (e.g., missing/incorrect documents), and escalate exceptions and potential risk concerns to mitigate loss and regulatory exposure.</span></li> <li style="font-family: arial, helvetica, sans-serif;"><span style="font-family: arial, helvetica, sans-serif;">Maintain strong working knowledge of Golden 1 lending policies, procedures, and systems to ensure consistent decisioning support, accurate document preparation, and compliant loan fulfillment.</span></li> <li style="font-family: arial, helvetica, sans-serif;"><span style="font-family: arial, helvetica, sans-serif;">Provide operational support through professional email and Teams chat correspondence; respond to dealership and Dealer Relationship Manager inquiries; assist with escalated calls and time-sensitive funding issues; and complete audits as assigned.</span></li> <li style="font-family: arial, helvetica, sans-serif;"><span style="font-family: arial, helvetica, sans-serif;">Identify red flags and mitigate potential fraud, suspicious activity, and identity theft by following established controls, documenting findings, and escalating concerns in accordance with policy.</span></li> <li style="font-family: arial, helvetica, sans-serif;"><span style="font-family: arial, helvetica, sans-serif;">Conduct member interviews; perform required financial calculations and proof-of-income analysis; obtain and validate information needed to satisfy loan conditions; and confirm readiness for funding in accordance with credit union requirements.</span></li> <li style="font-family: arial, helvetica, sans-serif;"><span style="font-family: arial, helvetica, sans-serif;">Prepare and quality-check loan documents for member signature; monitor receipt of executed documents; and coordinate approved loans for disbursement.</span></li> <li style="font-family: arial, helvetica, sans-serif;"><span style="font-family: arial, helvetica, sans-serif;">Use sound judgment and critical thinking to resolve routine exceptions, recognize when to escalate, and continuously strengthen product and process knowledge to support team effectiveness.</span></li> <li style="font-family: arial, helvetica, sans-serif;"><span style="font-family: arial, helvetica, sans-serif;">Manage shared work queues (e.g., Outlook email and Teams chat) by monitoring for new requests, prioritizing by funding deadlines and risk, and coordinating real-time handoffs with teammates to prevent delays, reduce rework, and maintain clear documentation of actions taken.</span></li> <li style="font-family: arial, helvetica, sans-serif;"><span style="font-family: arial, helvetica, sans-serif;">Participate effectively in video conferencing, trainings, and team meetings; communicate status, risks, and handoffs clearly in a virtual and/or hybrid work environment.</span></li> <li style="font-family: arial, helvetica, sans-serif;"><span style="font-family: arial, helvetica, sans-serif;">Perform other related duties as assigned, consistent with the scope of the role.</span></li> </ul> <p><strong><span style="font-family: arial, helvetica, sans-serif;"><span style="color: #000000; font-size: medium; white-space: normal;"><span style="text-decoration-line: underline;">QUALIFICIATIONS AND PREFERENCES:</span></span></span></strong></p> <ul style="color: #000000; font-family: 'Times New Roman'; font-size: medium; white-space: normal;"> <li style="font-family: arial, helvetica, sans-serif;"><span style="font-family: arial, helvetica, sans-serif;">H.S. Diploma or General Education Degree (GED) or equivalent required</span></li> <li style="font-family: arial, helvetica, sans-serif;"><span style="font-family: arial, helvetica, sans-serif;">1+ years experience in a fast-paced lending environment or customer service centric work environment with high volume, handling complex situations with direct consumer contact. required</span></li> <li style="font-family: arial, helvetica, sans-serif;"><span style="font-family: arial, helvetica, sans-serif;">Consumer loan processing experience is a plus preferred</span></li> </ul> <p><strong><span style="font-family: arial, helvetica, sans-serif;"><span style="color: #000000; font-size: medium; white-space: normal;"><span style="text-decoration-line: underline;">WHY JOIN US:</span></span></span></strong><br style="color: #000000; font-family: 'Times New Roman'; font-size: medium; white-space: normal;"><span style="color: #000000; font-family: arial, helvetica, sans-serif; font-size: medium; white-space: normal; float: none; display: inline;">Golden 1 Credit Union provides its employees a market-competitive and internally equitable total rewards compensation package through a variety of programs. These programs are designed to attract, motivate, and retain employees that drive and support the achievement of Our Mission, Vision, and Strategic Goals. The Credit Union is committed a total rewards philosophy built on; a comprehensive compensation package, well-being and work-life balance, career development and growth, rewards and recognition, and a commitment to Diversity, Equity and Inclusion. We believe in fostering a workplace where every employee is recognized, valued, and motivated to contribute their best.</span><br style="color: #000000; font-family: 'Times New Roman'; font-size: medium; white-space: normal;"><br style="color: #000000; font-family: 'Times New Roman'; font-size: medium; white-space: normal;"><span style="color: #000000; font-family: arial, helvetica, sans-serif; font-size: medium; white-space: normal; font-style: italic;">Please view the full job description detailing the complete list of duties and expectations for this role by clicking or copying this URL into your browser: <a rel="noopener" href="https://golden1.jdxpert.com/ShowJob.aspx?EntityID=2&id=2099" target="_blank">https://golden1.jdxpert.com/ShowJob.aspx?EntityID=2&id=2099</a></span><br style="color: #000000; font-family: 'Times New Roman'; font-size: medium; white-space: normal;"><br style="color: #000000; font-family: 'Times New Roman'; font-size: medium; white-space: normal;"><strong><span style="font-family: arial, helvetica, sans-serif;"><span style="color: #000000; font-size: medium; white-space: normal;"><span style="text-decoration-line: underline;">DISCLAIMER/INTENT AND FUNCTION OF JOB DESCRIPTIONS:</span></span></span></strong><br style="color: #000000; font-family: 'Times New Roman'; font-size: medium; white-space: normal;"><span style="color: #000000; font-family: arial, helvetica, sans-serif; font-size: medium; white-space: normal; float: none; display: inline;">The above information on this description has been designed to indicate the general nature and level of work performed by team members within this classification. Because the nature of positions and job functions can change over time, this job description is not designed to contain or be interpreted as a comprehensive inventory of all essential functions, duties, responsibilities and qualifications requirements of team members assigned to this job. Job duties may be changed or modified in the Credit Union’s discretion. The Credit Union will keep team members updated on key functions, duties, and requirements of their position by communications from the Credit Union and by updating the job description from time to time. Any team member with questions about the nature of their job duties is encouraged to consult with their supervisor.</span></p> <p style="box-sizing: border-box; margin: 0in 0in 8pt; color: #1c1c1e; white-space: normal; background-color: #ffffff; line-height: 15.6933px; font-size: 11pt; font-family: Calibri, sans-serif;"><span style="box-sizing: border-box; font-family: arial, helvetica, sans-serif; font-size: 12pt;"><em style="box-sizing: border-box;"><span style="box-sizing: border-box; line-height: 18.4px;">Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.</span></em></span></p> <p style="box-sizing: border-box; margin: 0in 0in 8pt; color: #1c1c1e; white-space: normal; background-color: #ffffff; line-height: 15.6933px; font-size: 11pt; font-family: Calibri, sans-serif;"><span style="box-sizing: border-box; font-family: arial, helvetica, sans-serif; font-size: 12pt;"><em style="box-sizing: border-box;"><span style="box-sizing: border-box; line-height: 18.4px;">#LI-Remote</span></em></span></p>

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